Cigna is one of the largest health insurers in the United States, providing coverage for more than 15 million Americans. For 2021, the company has announced a number of changes to its drug plans, ranging from lower costs for certain medications to broader coverage for others. In this article, we'll explore the changes and how they might affect you.
Cigna's 2021 Drug Plan Changes
For 2021, Cigna has made several changes to its drug plans, including lower costs for certain medications, a wider selection of generic drugs, and expanded coverage for certain prescription drugs. Here's a quick overview of the changes:
- Lower costs for certain medications. Cigna is reducing the cost of some generic medications by up to 30%. This includes common medications like ibuprofen, naproxen, and statins.
- A wider selection of generic drugs. Cigna is expanding its selection of generic medications by adding more than 100 new drugs to its formulary.
- Expanded coverage for certain prescription drugs. Cigna is expanding coverage for certain prescription medications, including some that were previously not covered.
These changes are designed to make Cigna's drug plans more affordable and accessible for its customers. In addition, the company is also offering discounts for members who purchase their medications through the Cigna Pharmacy Network.
How the Changes Could Affect You
If you're currently enrolled in a Cigna health plan, the changes could have a significant impact on your out-of-pocket costs for medications. The lower costs for generic medications and the expanded coverage for certain prescription drugs could result in significant savings. In addition, if you purchase your medications through the Cigna Pharmacy Network, you may be eligible for additional discounts.
It's important to note that the changes will only affect those who are enrolled in a Cigna health plan. If you are not currently enrolled in a Cigna plan, you will not be eligible for the lower costs or expanded coverage.
Conclusion
Cigna's 2021 drug plan changes are designed to make its drug plans more affordable and accessible for its customers. The changes could result in significant savings for those who are currently enrolled in a Cigna health plan. If you are currently enrolled in a Cigna plan, be sure to take advantage of the lower costs and expanded coverage.